Terms of Use

By accessing or using this website, you agree to the following Terms of Use. If you do not agree, please do not use this website.

Website Use

This website is provided for informational purposes only. You agree not to misuse the website or attempt to access restricted areas.

No Guarantee of Results

Insurance quotes, estimates, or illustrations provided on this website do not guarantee coverage, pricing, or eligibility. All policies are subject to carrier underwriting approval.

Intellectual Property

All content on this website, including text, logos, and design elements, is the property of Villard Shield and may not be copied or reproduced without permission.

Limitation of Liability

Villard Shield is not liable for any damages arising from:

  • Use or inability to use the website
  • Reliance on information provided
  • Delays, errors, or omissions

Third-Party Links

This website may contain links to third-party websites. Villard Shield is not responsible for the content or practices of those sites.

Geographic Restrictions

This website is intended for Florida residents only. Insurance products are offered only where legally permitted.

Changes to Terms

We reserve the right to update these Terms of Use at any time. Continued use of the website constitutes acceptance of updated terms.

Governing Law

These Terms are governed by the laws of the State of Florida.

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